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You found the perfect house. You had your bank pre-qualify you for a mortgage. You start the mortgage process….and you get denied due to a high debt to income (DTI) ratio. Now what? Don’t worry, one denial doesn’t mean you have to give up on purchasing a new home. Let’s start with understanding what the
Now is the time to take advantage of the VA cash out refinance program if you are a qualifying Veterans and Military Personnel. You may have access to thousands of dollars and not even realize it. Here are five reasons you may want to look into this refinance option sooner rather than later.   1.
So, you’re ready to buy a new home; that’s exciting! Now’s the time to start saving for your down payment and moving expenses, here’s a few tips and tricks that will fill your piggy bank. Every great plan starts with a tangible goal in mind. The first thing you need to do is determine just
Stampfli Mortgage is thrilled to have Kevin Litwicki, Senior Mortgage Advisor, officially join our team. Kevin and Jason have worked together for about 10 years now and will continue that tradition here at Stampfli Mortgage. Kevin shares the same goals of amazing customer service and expert guidance throughout the entire home loan experience. He is a seasoned Wisconsin
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Serving your country should and does offer many rewards and opportunities including affordable home loans. Those rewards shouldn’t come with confusing guidelines, misrepresentations, hassles and headaches; yet this can often be the case with a VA mortgage. Here are a few tips to help guide you through this sometimes daunting process. Buying a new home is
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Stampfli Mortgage is excited to announce our newest addition to the team, meet Ben Krug, Mortgage Loan Processor. Ben will be working closely with our mortgage advisors, customers and lenders to ensure a smooth home loan experience and closing. His role is crucial to keeping up with the ever changing demands of the industry. He’s busy learning the intricate details
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The Wisconsin housing market is heating up, which means there is competition among home buyers. Buying a new home in a seller’s market can be a daunting challenge. The key to being a successful buyer is to be prepared and plan ahead. There are several thing you can do to improve your chances of landing the home of your dreams.
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There are a number of Wisconsin home loan programs to choose from, picking the right one can be a daunting task. This is a big decision and should not be taken lightly. Chances are you’ll gain some advice from friends, family, neighbors, co-workers, in-laws, and real estate agents. Generally any homeowner you ask will have an opinion on the
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If you own a home in Wisconsin and have a current FHA mortgage, you have probably received several flyers in the mail advertising the FHA streamline refinance. Flyers stating “Lower your interest rate with a Wisconsin FHA streamline refinance!” or “The government has just reduced the mortgage insurance on FHA mortgages!” So what exactly is

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